Partner with Siare.
Certainty, speed, and flexibility for brokers, accountants, advisers and agents who demand more for their clients.
Two ways to earn.
- Market leading commissions
- Earn more by continuing to refer
- Submit and monitor referrals easily in the online portal
Client referrals
Paid once, on the 1st of the month after funding. No clawback. Current rates, published in the portal.
Partner referrals
Referring other partners who then refer clients that engage
Disclaimer: Siare Referral Program v4.0. Rates shown are current rates, published in the Rate Schedule in the partner portal, and can change on 30 days' notice; the portal also shows their change history and your signed agreement. Commission is paid as a single payment on the 1st of the month after a deal funds — deals funding on or after the 21st are paid in the following month's run. A broker fee of 0.06% of the facility currently applies to home loans and residential investment loans; you nominate at referral whether you or your client pays it, and where you pay it, 50% of the fee is returned as a loyalty bonus at twelve months and again at twenty-four months while the loan is on foot and your membership is active. Figures and examples are illustrative and exclude GST. Referrers must not provide credit assistance or financial product advice unless licensed. Commissions are paid by Siare or a related company. See the Referral Program Terms and Conditions for more information.
Refer a borrower, share the commission
Refer clients who need residential or commercial mortgage finance, or developers and investors who need property-secured credit — purchase, refinance, construction or bridging. You pass on the contact with your client's consent and disclose that a fee may be paid; we do the rest. Rates shown are current rates from the Rate Schedule in the partner portal.
Facility types this covers
Purchase, refinance, construction and bridging — for residential or commercial mortgage finance, and for developers or investors needing property-secured credit.
Of the facility
On referred private-credit deals funded by Siare, paid once the facility settles and is drawn. Minimum $2,000, no maximum.
Once paid, it stays paid
A paid referral fee is not clawed back. The only exception: it is repayable if your own business refinances the loan within 24 months.
Earned on funding
Your fee is earned when the facility settles and is drawn, not at lodgement, term sheet or credit approval.
One payment, on the 1st
Paid in full on the 1st of the month after the deal funds. Deals funding on or after the 21st are paid in the following month’s run.
No activity test
No instalments, no activity test and no monthly cap on referral fees. One payment, and it is yours.
Refer a mandate we take to market
Refer any residential or commercial mortgage as a broker, or refer companies, trusts and developers who need commercial debt or development finance advice. We are not always the lender — sometimes we scope the requirement, test the feasibility and arrange the facility across bank and non-bank lenders, and sometimes we fund it ourselves. Either way, broking and advisory referrals are paid under the same schedule: a share of the commission we receive. Rates shown are current rates from the Rate Schedule in the partner portal.
Of the upfront commission we receive, in one payment
Half of the upfront commission the lender pays us on the facility we arrange for your client. No cap, no instalments and no activity test.
Indicative fee confirmed upfront
Commission varies by lender and facility type, so we confirm the indicative fee in writing before the mandate starts — you never have to guess what a referral is worth.
On home and residential investment loans
At lodgement you choose who pays it: you, deducted from your payment, or your client, disclosed before application. Pay it yourself and stay Active, and it comes back in full as a loyalty bonus: 50% at 12 months, 50% at 24.
Hand over, or stay in the background — you choose
Hand over · 50%
Pass the client to us and step back. We take it from there — assessment, structuring, placement and settlement — and keep you updated on progress.
Stay in the background · 40%
A white-label arrangement: you stay the point of contact and we never contact your client. We do the assessment, structuring and placement behind the scenes.
Background referrals are paid at 40% of the commission we receive. If we end up engaging your client directly, the fee is 50%. Choose whichever suits how your business runs, deal by deal.
La Trobe Financial Preferred Partner
Siare is a La Trobe Financial Preferred Platinum Partner. That accreditation is why we can move on complex scenarios your client would otherwise wait weeks on:
- Priority processing — faster assessment turnaround and scenarios workshopped ahead of the queue.
- Dedicated support — direct access to senior Business Development Managers and specialised credit teams.
- Top-tier recognition — formal status as a leading producer, which carries weight when a deal needs an exception.
If we end up funding the facility ourselves, you are still paid. Where a referral is routed to our own lending arm rather than placed with an external lender, your referral is paid on the same basis as if you had referred the client straight to our lending arm. Which internal door your client ends up going through never changes what you earn.
Success means deployment
The fee triggers when the facility is actually drawn and the commission reaches us — not at lodgement, term sheet or credit approval.
One payment, on the 1st
Paid on the 1st of the month after the deal funds. Deals funding on or after the 21st are paid in the following month’s run.
No clawback of a paid fee
No activity test and no monthly cap. A paid fee is only repayable if your own business refinances the loan within 24 months.
A panel built for complex capital
Our expertise is getting complex capital structures approved — the deals a standard credit box declines. That is why we have built relationships with a specific subset of lenders rather than accrediting with everyone: a deliberate mix of bank, non-bank and private credit balance sheets, chosen so that we can land time-critical approvals for our clients.
Logos are the property of their respective owners. Their inclusion identifies funders we transact with and does not imply endorsement of Siare.