Partner with Siare
Certainty, speed, and flexibility for brokers who demand more from their lenders.
Refer a borrower, share the commission
Refer clients who need residential or commercial mortgage finance, or developers and investors who need property-secured credit — purchase, refinance, construction or bridging. You pass on the contact with your client's consent and disclose that a fee may be paid; we do the rest.
Of upfront and trail commission
50% of the upfront commission received on referred mortgage business. Brokers also share 60% of trail while the loan is on foot. Paid by DFS from commission received.
Of the initial facility limit
On referred private-credit deals funded by Siare, payable once the facility settles and is drawn. Minimum $2,000, maximum $25,000.
If the loan discharges early
Mirroring the lender: 100% of the upfront share is recovered if the loan discharges inside 12 months, 50% in months 13–24. Trail stops on discharge. Property lending has no clawback — payments simply stop.
Why sending finance our way gets it done
Siare is a La Trobe Financial Preferred Platinum Partner. That accreditation is why we can move on complex scenarios your client would otherwise wait weeks on:
- Priority processing — faster assessment turnaround and scenarios workshopped ahead of the queue.
- Dedicated support — direct access to senior Business Development Managers and specialised credit teams.
- Top-tier recognition — formal status as a leading producer, which carries weight when a deal needs an exception.
Paid from settlement
Your fee locks in when the loan settles or the facility is drawn. The first payment is unconditional and lands once the underlying commission or fee reaches us.
Three payments over six months
A payment on day one, then one every 90 days. Each later payment is reviewed on its due date against the preceding 90-day period.
Stay active to keep the full rate
Each review needs at least one qualifying referral made in that period that goes on to succeed within its runway. If success has not landed yet the payment is held, not lost.
Refer a wholesale investor to the fund
Refer wholesale investors looking for mortgage-secured property income through the Siare Private Investments Income Fund. Eligibility is verified before anything is issued — investors must qualify as Wholesale Investors, generally supported by an accountant's certificate.
Of amounts invested
Indicative rate, capped at $25,000 per investor, paid by the manager from its own management fee — never from the investor's capital or the trust. This schedule is in final approval and is not yet open.
Payments across three years
Triggered once units are allotted and held for one month, then paid as 13 payments — day one, then every 90 days. No clawback: payments simply stop if the investor redeems.
Investors only
Accountant's certificate obtained first. Licensed advisers need written licensee approval before a fee can be paid, otherwise it is rebated or donated.
You refer as a mere referrer: pass on the contact with consent and disclose that a fee may be paid. You must not give financial product advice, negotiate terms, or distribute the Information Memorandum — we handle eligibility, documents and onboarding.
Paid from investment
The fee locks in once units are allotted and held for one month — not on an expression of interest or an application alone.
Quarterly, over three years
A payment on day one, then one every 90 days across 36 months, reflecting the long-term nature of the investment.
Stay active to keep the full rate
As with every schedule, each payment after the first is reviewed against a fresh qualifying referral in that 90-day period.
Refer a mandate we take to market
Refer companies, trusts and developers who need commercial debt or development finance advice. We are not the lender on these mandates — we scope the requirement, test the feasibility and arrange the facility across bank and non-bank lenders. Because it is an arranging business, advisory referrals are paid under the same schedule as our broking: a share of the commission we receive.
Of the upfront commission we receive
Half of the upfront commission the lender pays us on the facility we arrange for your client. Licensed brokers also share 60% of trail where the lender pays trail on that facility.
Indicative fee confirmed upfront
Commission varies by lender and facility type, so we confirm the indicative fee in writing before the mandate starts — you never have to guess what a referral is worth.
If the facility discharges early
Mirrors the lender, as it does on all broking business: 100% of the upfront share is recovered if the facility discharges inside 12 months, 50% in months 13–24.
If we end up funding the facility ourselves, you are still paid. Where an advisory mandate is routed to our own lending arm rather than placed with an external lender, your referral is paid on the same basis as if you had referred the client straight to our lending arm. Which internal door your client ends up going through never changes what you earn.
Success means deployment
The fee triggers when the facility is actually drawn and the commission reaches us — not at lodgement, term sheet or credit approval.
Three payments over six months
One on day one, then one every 90 days, each later payment reviewed on its due date.
Stay active to keep the full rate
One qualifying referral in the period counts toward every open payment window you have running, across all your deals.
A panel built for complex capital
Our expertise is getting complex capital structures approved — the deals a standard credit box declines. That is why we have built relationships with a specific subset of lenders rather than accrediting with everyone: a deliberate mix of bank, non-bank and private credit balance sheets, chosen so that we can land time-critical approvals for our clients.










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Introduce another referrer, earn on everything they write
Bring another professional into the program and you become their partner referrer — earning 10% of the commission they earn, whatever their role in a deal, for 24 months from the introduction. It is funded by us, on top: it never reduces their fee, and it never comes out of the client's pocket.
Primary referrer
You send the client straight to us. You earn the full schedule fee on the deal.
Secondary referrer
You send the client to another professional first and lodge it. When they refer the client to us, you take 20% of the fee and the primary referrer nets 80%.
Partner referrer
You introduced another referrer to the program. You earn 10% of what they earn, funded by us on top.
Of what they earn
Calculated on the commission the person you introduced actually receives, across every schedule they earn under.
Months from introduction
Your partner referral fee runs for two years from the date you introduce them and lodge it in the portal.
House-funded
Paid by us on top of the headline fee, so the person you introduced is never worse off for having been introduced by you.
The conditions
- Introducing is not qualifying activity. To collect a partner referral fee in any period you must have made a primary or secondary referral of your own that succeeds within its runway — the same activity test everyone else faces.
- One tier only. There are no partner referral fees earned on other partner referral fees. Because the primary and secondary referrers on a deal may each have their own partner referrer, at most two can attach to a single deal.
- Anti-stacking. If you would earn both a secondary referral fee and a partner referral fee on the same deal, you receive the 20% secondary fee only.
- Same payment profile. Partner referral fees follow the schedule of the underlying deal — day one, then every 90 days — and each payment after the first is subject to your own activity in that period.
- Registered in the portal. Introductions are lodged and time-stamped in the portal, and the register decides attribution if two people claim the same introduction.
Partner tools
See what this is worth to you
Set your role, how often you refer and the size of the deals you send. The estimator projects your commission quarter by quarter across Schedules A, B and C, including partner network commission.
What this looks like in practice
Two illustrative partners, and what the program pays them. Figures are examples only — actual fees depend on the commission, facility or investment amount on each deal.
Elena
Mortgage broker · primary referrer
Her day-one payment is unconditional. She refers a second client inside the first 90-day window; it settles within the runway, so payment two releases on schedule along with that quarter's trail share. Had the loan discharged in month ten, the upfront share would have been recovered in full and the trail would have stopped.
Grace, and Marcus who introduced her
Grace: accountant · primary referrer — Marcus: financial planner · her partner referrer
The fund fee is paid across 13 payments over three years. In September, Marcus makes no primary or secondary referral of his own and nothing lands in his runway, so his payment for that period alone is forfeited — Grace's payments are unaffected, and Marcus resumes in the next period he qualifies. *Fund referral schedule pending final approval.
All examples are illustrative and all fees are quoted excluding GST. Referral fees are paid on a referrer basis only, from our own revenue — never by the client and never from the trust. Referrers must not provide credit assistance, credit advice or financial product advice, and must disclose to the client that a referral fee may be paid. RCTIs are issued on every payment run and an ABN is required. Full program terms, rates and conditions are set out in the Referral Agreement.
Track every referral you have lodged
Registered referral partners use the portal to lodge and track referrals, see each upcoming 90-day review date and whether it is already covered, and download RCTIs and payment statements. Accreditation is required before access is granted.
Already accredited? Log in to the portal
