Partner with Siare

Certainty, speed, and flexibility for brokers who demand more from their lenders.

For brokers and finance professionals

Refer a borrower, share the commission

Refer clients who need residential or commercial mortgage finance, or developers and investors who need property-secured credit — purchase, refinance, construction or bridging. You pass on the contact with your client's consent and disclose that a fee may be paid; we do the rest.

Mortgage broking
50% / 60%

Of upfront and trail commission

50% of the upfront commission received on referred mortgage business. Brokers also share 60% of trail while the loan is on foot. Paid by DFS from commission received.

Property lending
0.65%

Of the initial facility limit

On referred private-credit deals funded by Siare, payable once the facility settles and is drawn. Minimum $2,000, maximum $25,000.

Clawback
12–24 mths

If the loan discharges early

Mirroring the lender: 100% of the upfront share is recovered if the loan discharges inside 12 months, 50% in months 13–24. Trail stops on discharge. Property lending has no clawback — payments simply stop.

La Trobe Financial

Why sending finance our way gets it done

Siare is a La Trobe Financial Preferred Platinum Partner. That accreditation is why we can move on complex scenarios your client would otherwise wait weeks on:

  • Priority processing — faster assessment turnaround and scenarios workshopped ahead of the queue.
  • Dedicated support — direct access to senior Business Development Managers and specialised credit teams.
  • Top-tier recognition — formal status as a leading producer, which carries weight when a deal needs an exception.
1

Paid from settlement

Your fee locks in when the loan settles or the facility is drawn. The first payment is unconditional and lands once the underlying commission or fee reaches us.

2

Three payments over six months

A payment on day one, then one every 90 days. Each later payment is reviewed on its due date against the preceding 90-day period.

3

Stay active to keep the full rate

Each review needs at least one qualifying referral made in that period that goes on to succeed within its runway. If success has not landed yet the payment is held, not lost.

For accountants, advisers and introducers

Refer a wholesale investor to the fund

Refer wholesale investors looking for mortgage-secured property income through the Siare Private Investments Income Fund. Eligibility is verified before anything is issued — investors must qualify as Wholesale Investors, generally supported by an accountant's certificate.

Pending final approval
2.15%

Of amounts invested

Indicative rate, capped at $25,000 per investor, paid by the manager from its own management fee — never from the investor's capital or the trust. This schedule is in final approval and is not yet open.

Payment profile
13 / 36

Payments across three years

Triggered once units are allotted and held for one month, then paid as 13 payments — day one, then every 90 days. No clawback: payments simply stop if the investor redeems.

Eligibility
Wholesale

Investors only

Accountant's certificate obtained first. Licensed advisers need written licensee approval before a fee can be paid, otherwise it is rebated or donated.

You refer as a mere referrer: pass on the contact with consent and disclose that a fee may be paid. You must not give financial product advice, negotiate terms, or distribute the Information Memorandum — we handle eligibility, documents and onboarding.

1

Paid from investment

The fee locks in once units are allotted and held for one month — not on an expression of interest or an application alone.

2

Quarterly, over three years

A payment on day one, then one every 90 days across 36 months, reflecting the long-term nature of the investment.

3

Stay active to keep the full rate

As with every schedule, each payment after the first is reviewed against a fresh qualifying referral in that 90-day period.

For accountants, lawyers and buyer's agents

Refer a mandate we take to market

Refer companies, trusts and developers who need commercial debt or development finance advice. We are not the lender on these mandates — we scope the requirement, test the feasibility and arrange the facility across bank and non-bank lenders. Because it is an arranging business, advisory referrals are paid under the same schedule as our broking: a share of the commission we receive.

Commission share
50%

Of the upfront commission we receive

Half of the upfront commission the lender pays us on the facility we arrange for your client. Licensed brokers also share 60% of trail where the lender pays trail on that facility.

Sized before you refer
In writing

Indicative fee confirmed upfront

Commission varies by lender and facility type, so we confirm the indicative fee in writing before the mandate starts — you never have to guess what a referral is worth.

Clawback
12–24 mths

If the facility discharges early

Mirrors the lender, as it does on all broking business: 100% of the upfront share is recovered if the facility discharges inside 12 months, 50% in months 13–24.

If we end up funding the facility ourselves, you are still paid. Where an advisory mandate is routed to our own lending arm rather than placed with an external lender, your referral is paid on the same basis as if you had referred the client straight to our lending arm. Which internal door your client ends up going through never changes what you earn.

1

Success means deployment

The fee triggers when the facility is actually drawn and the commission reaches us — not at lodgement, term sheet or credit approval.

2

Three payments over six months

One on day one, then one every 90 days, each later payment reviewed on its due date.

3

Stay active to keep the full rate

One qualifying referral in the period counts toward every open payment window you have running, across all your deals.

Lender panel

A panel built for complex capital

Our expertise is getting complex capital structures approved — the deals a standard credit box declines. That is why we have built relationships with a specific subset of lenders rather than accrediting with everyone: a deliberate mix of bank, non-bank and private credit balance sheets, chosen so that we can land time-critical approvals for our clients.

Logos are the property of their respective owners. Their inclusion identifies funders we transact with and does not imply endorsement of Siare.

Partner referrals

Introduce another referrer, earn on everything they write

Bring another professional into the program and you become their partner referrer — earning 10% of the commission they earn, whatever their role in a deal, for 24 months from the introduction. It is funded by us, on top: it never reduces their fee, and it never comes out of the client's pocket.

Primary referrer

You send the client straight to us. You earn the full schedule fee on the deal.

Secondary referrer

You send the client to another professional first and lodge it. When they refer the client to us, you take 20% of the fee and the primary referrer nets 80%.

Partner referrer

You introduced another referrer to the program. You earn 10% of what they earn, funded by us on top.

10%

Of what they earn

Calculated on the commission the person you introduced actually receives, across every schedule they earn under.

24

Months from introduction

Your partner referral fee runs for two years from the date you introduce them and lodge it in the portal.

100%

House-funded

Paid by us on top of the headline fee, so the person you introduced is never worse off for having been introduced by you.

The conditions

  • Introducing is not qualifying activity. To collect a partner referral fee in any period you must have made a primary or secondary referral of your own that succeeds within its runway — the same activity test everyone else faces.
  • One tier only. There are no partner referral fees earned on other partner referral fees. Because the primary and secondary referrers on a deal may each have their own partner referrer, at most two can attach to a single deal.
  • Anti-stacking. If you would earn both a secondary referral fee and a partner referral fee on the same deal, you receive the 20% secondary fee only.
  • Same payment profile. Partner referral fees follow the schedule of the underlying deal — day one, then every 90 days — and each payment after the first is subject to your own activity in that period.
  • Registered in the portal. Introductions are lodged and time-stamped in the portal, and the register decides attribution if two people claim the same introduction.

Partner tools

See what this is worth to you

Set your role, how often you refer and the size of the deals you send. The estimator projects your commission quarter by quarter across Schedules A, B and C, including partner network commission.

Open the commission estimator
Worked examples

What this looks like in practice

Two illustrative partners, and what the program pays them. Figures are examples only — actual fees depend on the commission, facility or investment amount on each deal.

Elena

Mortgage broker · primary referrer

Refers an $800,000 refinance, which settles$800,000
Upfront commission received on the loan$5,200
Elena's share at 50%, paid as 3 × $866.67$2,600
Trail share at 60%, while the loan is on foot~$180 / qtr
Upfront total across six months$2,600

Her day-one payment is unconditional. She refers a second client inside the first 90-day window; it settles within the runway, so payment two releases on schedule along with that quarter's trail share. Had the loan discharged in month ten, the upfront share would have been recovered in full and the trail would have stopped.

Grace, and Marcus who introduced her

Grace: accountant · primary referrer — Marcus: financial planner · her partner referrer

Grace refers a developer who draws a $3,000,000 facility$3,000,000
Grace's fee at 0.65%, paid as 3 × $6,500$19,500
Marcus, as partner referrer, earns 10% of Grace's fee$1,950
Client later invests $500,000 in the fund*$10,750
Grace, across both referrals$30,250

The fund fee is paid across 13 payments over three years. In September, Marcus makes no primary or secondary referral of his own and nothing lands in his runway, so his payment for that period alone is forfeited — Grace's payments are unaffected, and Marcus resumes in the next period he qualifies. *Fund referral schedule pending final approval.

All examples are illustrative and all fees are quoted excluding GST. Referral fees are paid on a referrer basis only, from our own revenue — never by the client and never from the trust. Referrers must not provide credit assistance, credit advice or financial product advice, and must disclose to the client that a referral fee may be paid. RCTIs are issued on every payment run and an ABN is required. Full program terms, rates and conditions are set out in the Referral Agreement.

Partner portal

Track every referral you have lodged

Registered referral partners use the portal to lodge and track referrals, see each upcoming 90-day review date and whether it is already covered, and download RCTIs and payment statements. Accreditation is required before access is granted.