Corporate & commercial debt advisory
Debt structured, tested across the market and negotiated — for companies, trusts and business-purpose borrowers.
Placement that protects your position
We prepare your credit case, run a competitive process across bank and non-bank lenders, and negotiate the terms that matter over the life of the facility — pricing, covenants, security and review events.
Preparation, competition, negotiation
Lenders price what they understand. We present your business the way credit teams assess it, then make lenders compete for the mandate — which is how terms actually improve.
Facility types
Term debt, working capital, trade and invoice finance, asset finance, commercial property investment and residual stock facilities.
Transparent fees
Our mandate fee is agreed with you before we start, and any lender-paid fees are disclosed in writing. No surprises at settlement.
Credit-side experience
Our principals also sit on the lending side of the market, so submissions are built to answer the questions credit teams actually ask.
Process
Scoping, credit paper, lender shortlist, term sheets, negotiation, settlement — one adviser accountable end to end.
Market coverage
Major banks, non-bank lenders and private credit funds — matched to your sector, leverage and timeline.
Alignment
Capacity and remuneration are disclosed before you engage us. If Siare could act as lender on your deal, we tell you first.
Life of loan
Covenant monitoring, annual reviews, extensions and refinancing — we stay engaged after settlement.
Questions
What you need to know about engaging Siare on a debt mandate.
We act for companies, trusts, partnerships and individuals borrowing for business or investment purposes. If your borrowing is regulated consumer credit — such as a home loan — we will refer you to DFS, our associated mortgage broking business, which holds its own Australian Credit Licence.
We advise on corporate, commercial and business-purpose facilities across bank and non-bank lenders. Every mandate is scoped on its own facts — talk to us about scope and timetable before assuming a mandate is too small or too complex.
A straightforward refinance typically runs four to eight weeks from mandate to settlement. Development and structured facilities take longer, driven by valuation, quantity surveyor and legal workstreams — we map the timetable at engagement.
Our fee structure is agreed up front: usually a mandate fee plus a success fee on settlement, and any lender-paid commission is disclosed to you in writing. You will always know how we are remunerated on your transaction.
Yes. Siare also lends through its own private credit book and manages a wholesale fund. Where Siare capital could participate in your transaction, we disclose that before you engage us, and any related-party participation is on arm's length terms under a written conflicts policy.
Need more clarity?
Our team can walk you through the details.
Typical mandate parameters
Parameters are indicative only. Every mandate is scoped and priced on its own facts before engagement.
Ready to test the market?
Tell us about the facility and we will scope the mandate, fee and timetable with you.
Important information
Siare Capital Advisory provides credit and debt advisory services in relation to unregulated (business and investment purpose) credit. These services do not involve the provision of financial product advice. Where a matter involves regulated consumer credit, we refer clients to DFS, which holds its own Australian Credit Licence.
Information on this page is general in nature and does not take account of your objectives, financial situation or needs. You should obtain your own legal, accounting and tax advice before entering into any facility.
Any terms, pricing or timeframes referred to are indicative only and remain subject to lender credit approval, valuation, due diligence and legal documentation.
Siare and its related entities may act in more than one capacity in the credit market, including as arranger, lender or fund manager. Capacity and remuneration are disclosed before engagement, and conflicts are managed under a written conflicts of interest policy.
For complaints or disputes, contact AFCA at 1800 931 678 or visit afca.org.au. Full details are available in our Complaints & Dispute Resolution policy.