From claim to cleared funds, without losing a week.
Once a progress claim is certified, funds typically clear in 24 to 48 hours. Almost every delay happens upstream of that. The governing principle is simple and it causes most of the disputes: a quantity surveyor certifies against verified physical completion on site, not against what you have already paid the builder. Items marked gate stop the claim dead.
How to use this. Ticks are saved in your own browser only. Run this per claim, not per project. Requirements, forms and release cycles vary by lender — this is the union of what construction lenders and financiers’ quantity surveyors commonly require, observed over 2024–2026. General information only, not financial product advice or credit assistance, and not an offer of finance.
A claim short-paid is a funding gap, not an argument
Where under-certification looks likely, the fix is arranged before the claim falls due — not after. If a drawdown is about to leave you short, it is worth a conversation early.
Talk it throughSize the stack