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A broker's guide to placing complex deals with a non-bank partner
How finance brokers win and keep clients on complex or larger property deals — using a non-bank partner for speed, certainty, higher LVRs and transparent terms.
Insight
Partner
brokers-guide-non-bank-partner-complex-deals
June 27, 2026
First Home Super Saver Scheme: your path to $50k+ in savings
How the First Home Super Saver Scheme uses super's tax advantages to help Australians save A$50k+ toward a first home — eligibility, limits and steps.
Insight
first-home-super-saver-scheme
June 2, 2026
Construction finance: a developer's guide to non-bank approval timelines
A developer's guide to non-bank construction finance approvals — what drives the timeline and how to get funded fast.
Insight
Borrower
construction-finance-non-bank-approval-timelines
June 19, 2026
How RBA rate cycles create opportunistic private credit returns
How the RBA's rate cycle reshapes property returns — and why private credit is well placed to find opportunity through every phase.
Market Update
rba-rate-cycles-private-credit-returns
July 1, 2026
How property debt funds generate consistent returns for wholesale investors
How property debt funds turn secured lending into consistent income for wholesale investors, and what to look for in a manager.
Insight
Investor
property-debt-funds-consistent-returns
June 24, 2026
First mortgage vs second mortgage: understanding your security position
First vs second mortgage finance explained — how your security position in the capital stack shapes both your risk and your return.
Insight
Investor
first-mortgage-vs-second-mortgage-security-position
June 14, 2026
Preferred equity finance explained: returns, risks and position in the capital stack
How preferred equity works — its ~12% priority returns, governance protections, and exactly where it sits between senior debt and common equity.
Insight
Investor
preferred-equity-finance-explained
June 22, 2026
Passive income property investment: building wealth through private credit
How private credit lets investors earn property income as the lender, not the landlord — the building blocks, the returns, and managing the risk.
Insight
Investor
passive-income-property-private-credit
June 10, 2026
Navigating APRA's tightened standards: why non-bank development finance still wins
Why non-bank development finance stays fast, flexible and attractive for developers as APRA's tighter standards make the major banks more cautious.
Market Update
non-bank-development-finance-apra-standards
June 30, 2026
How to use mezzanine finance to reduce equity on your next project
How developers use mezzanine finance to lift combined leverage toward 90% LVR and reduce the equity needed on a project — with the risks to weigh.
Insight
Borrower
mezzanine-finance-reduce-equity-requirements
June 8, 2026
Senior debt finance explained: structuring the right facility for your development
A developer's guide to senior debt finance — what it is, why it's the cornerstone of a capital structure, and how to structure the right facility for your project.
Insight
Borrower
senior-debt-finance-structuring-your-facility
June 15, 2026
Secured private credit: capital protection in Australian property
How secured private credit protects investor capital through asset-backed lending, conservative LVRs and priority of repayment across the capital stack.
Insight
Investor
secured-private-credit-capital-protection
June 26, 2026
Why debt outperforms equity in volatile markets
Why a debt-focused strategy tends to preserve capital and pay income through volatile markets, and how to build one with senior and mezzanine finance.
Insight
Investor
why-debt-outperforms-equity-volatile-markets
June 18, 2026
Real estate debt vs equity: a risk-return analysis for Australian investors
A clear risk-return analysis of real estate debt versus equity for Australian wholesale investors — from ~6.5% secured income to ~12% preferred-equity growth.
Insight
Investor
real-estate-debt-vs-equity-risk-return-analysis
June 12, 2026
Property income fund vs direct property: which strategy wins?
How pooled property income funds stack up against buying direct — diversification, control, risk and financing, and how to decide which fits your portfolio.
Insight
Investor
property-income-fund-vs-direct-property
June 5, 2026
Due diligence checklist every investor should use
A practical framework for assessing property-backed deals before committing capital — security, valuation, LVR, sponsor and exit, assessed the way lenders do.
Insight
Investor
due-diligence-checklist-every-investor-should-use
June 20, 2026
Construction finance market update: Q2 2026
Rate movements, approval timelines, and where boutique lenders are filling gaps left by the majors this quarter.
Market Update
construction-finance-market-update-q2-2026
June 28, 2026
$12.6M residual stock on a Mosman trophy asset
An eight-figure facility against an $18M Savills-appraised asset — with the rate argued down through 9.00% and 8.24% to 7.99%, directly with the lender's credit and client-partnerships teams.
Residual stock
residual-stock-mosman
July 15, 2026
An 18-month regional permit, from RFI to approval
A Request for Further Information is where most applications stall. Treating it as a project with a schedule — not a piece of correspondence — kept it moving.
Planning & permits
regional-permit-rfi-yarragon
May 20, 2026
Regional planning: four dwellings in a Residential Growth Zone
Regional applications fail on referral authority objections more than on merit. A single consolidated response to Goulburn Valley Water kept the permit moving.
Planning & permits
residential-growth-zone-shepparton
May 27, 2026
Buying a fire-damaged site and turning it into a 4-townhouse project
A fire, an emergency order and an easement — three blockers at once. Sequenced as a single program rather than five separate problems, it became a fully funded four-dwelling development.
Residential development
fire-damaged-site-norlane
June 3, 2026
Bridging finance on a regional site, before the valuation existed
The client could not wait weeks for a hypothetical development assessment. A fully evidenced package secured indicative terms with the valuation following rather than blocking.
Bridging finance
bridging-before-valuation-moama
June 10, 2026
A second mortgage across two states, when the lender said it couldn't be done
Second mortgages over Western Australian security are notoriously hard to place. Running both securities as one package — and pre-solving the WA execution quirks — got it funded on time.
Capital raise
interstate-second-mortgage-wa-vic
June 17, 2026
A duplex delivered five months early, then refinanced to hold
Hands-on progress-claim management delivered a duplex five months early — with the exit planned in advance, one dwelling sold at auction and one refinanced to hold.
Residential development
duplex-early-completion-altona-north
June 24, 2026
Releasing $301k of trapped construction funds mid-build
A lender's default answer was no. An evidence-based escalation released $301,364 of locked construction allowance mid-build, redeployed into the next acquisition.
Residential development
trapped-construction-funds-newport
July 1, 2026