The accountant’s letter, done once.

On a low-doc or alt-doc application the accountant’s letter is the income evidence. It gets bounced for reasons that have nothing to do with the client’s income — wrong financial year, wrong entity, no letterhead, no professional body named. This is what the letter has to say, how to brief the accountant for the verification call that follows, and what to fix before it is drafted. It is written to be forwarded straight to them.

How to use this. Ticks are saved in your own browser only. Requirements differ by lender and product — this is the union of what low-doc and alt-doc lenders commonly require, observed over 2024–2026. An accountant is not being asked to guarantee a loan or to certify anything beyond their own professional knowledge of the client’s affairs; where an accountant is uncomfortable with a figure, that is information, not an obstacle to route around. General information only, not financial product advice, tax advice or credit assistance, and not an offer of finance.