Send the pack once, complete.

Documents arriving in instalments is the most expensive habit in lending. Each gap restarts a queue and each restart costs days out of a finance clause. Pick the scenario and work the list — the sets overlap, but what gets missed differs by deal type.

How to use this. Ticks are saved in your own browser only, and each scenario keeps its own progress. Requirements vary by lender, product and state — this is the union of what is commonly asked for, observed over 2024–2026, not any one lender’s list. Where a lender has supplied its own template or checklist, theirs governs. General information only, not financial product advice or credit assistance, and not an offer of finance.