The week before settlement, in order.

Settlements slip on documents, not on money. A certificate of currency naming the wrong entity, a witness whose practising certificate lapsed, a trust deed with a notice of assessment instead of a certificate of duty. Every item here has cost someone a settlement date. Work top to bottom, and do the exact-name checks first — they are the ones that take days to fix.

How to use this. Ticks are saved in your own browser only. Requirements vary by lender, settlement agent, state and whether the security is electronic or paper title — this is the union of what has been observed over 2024–2026, and your settlement agent’s own list governs. Conveyancing and security execution are legal matters; act on your solicitor’s or conveyancer’s instructions, not on a checklist. General information only, not legal advice, financial product advice or credit assistance, and not an offer of finance.