Capital advisory for complex credit
Structuring and placing corporate, commercial and development debt for companies, trusts and business-purpose borrowers.
Two advisory practices
Whether you are refinancing a trading business or capitalising a development, we run the process end to end: preparing the credit case, testing the market, and negotiating terms.
Corporate & Commercial Debt — placement and refinancing of business, investment and asset-backed facilities across bank and non-bank lenders.
Development Finance Advisory — capital stack design, senior and mezzanine sourcing, and feasibility review for property developers.
Ongoing facility management — covenant monitoring, extensions, workouts and renegotiation through the life of the loan.
What we arrange
We source and negotiate across the full debt spectrum — senior, stretch senior, mezzanine and structured facilities — from a panel of banks, non-bank lenders and private credit funds.
Term debt, working capital and trade facilities
Tested across bank and non-bank lenders
Negotiated on pricing, covenants and security
Construction and residual stock facilities
Structured around presales and delivery risk
One adviser across the whole stack
Mezzanine and subordinated tranches
Priced and papered alongside the senior
Intercreditor terms negotiated for you
Refinance, workout and special situations
Restructures handled discreetly and quickly
A clear path back to standard terms
How we act — and how we are paid
Siare may act as arranger on your facility, as lender through its own private credit book, or as manager of a fund invested in the same transaction. We tell you which capacity applies before you engage us, and how we are remunerated in each.
As arranger — our fee is agreed with you up front, and any lender-paid fees are disclosed in writing.
As lender or fund manager — related-party positions are disclosed and any conflict is managed under a written conflicts policy.
Looking for a home loan or personal lending? Individual and regulated credit clients are looked after by DFS, our associated mortgage broking business, which holds its own Australian Credit Licence.
We know your sector
Residential, commercial, industrial and specialised assets — we have structured and placed debt across all of them.
Residential
Townhouses, apartments, and multi-unit developments across Australia.
Commercial
Office, retail, and mixed-use projects with proven income streams.
Industrial
Logistics, manufacturing, and warehouse assets with strong fundamentals.
Specialised
Aged care, student housing, and complex structures others won’t touch.
Why Siare Advisory
We sit on both sides of the private credit market — as adviser and as lender — so we know what credit teams will actually approve, and we prepare your deal to pass first time.
Credit-ready packaging
Your credit case is packaged the way lenders assess it — fewer questions, faster credit approval.
A competitive process
We run a genuine competitive process across our lender panel, not a single-lender placement.
Terms that hold up
Terms are negotiated on the things that bite later — covenants, review events, extension rights.
Principal-led
You deal directly with the principals who negotiate your facility, start to settlement.
Ready to test the market on your facility?
Share your facility details and we will come back with a structuring view and indicative appetite.
Preferred Platinum PartnerAccredited at the top tier with La Trobe Financial
Siare is a La Trobe Financial Preferred Platinum Partner. The accreditation gives us priority service channels, enhanced business development support and formal recognition as a top-tier producer — designed to streamline commercial, development and residential loan settlements.
Priority processing
Faster turnaround on loan application assessments, and scenarios workshopped ahead of the queue.
Dedicated support
Direct access to senior Business Development Managers and specialised credit teams.
Business recognition
Formal industry status as a top-tier producer, backing our credibility with clients and lenders.
In practice this is why we can negotiate and secure finance in complex capital scenarios quickly and effectively.
About La Trobe Financial →A panel built for complex capital
Our expertise is getting complex capital structures approved — the deals a standard credit box declines. That is why we have built relationships with a specific subset of lenders rather than accrediting with everyone: a deliberate mix of bank, non-bank and private credit balance sheets, chosen so that we can land time-critical approvals for our clients.
Logos are the property of their respective owners. Their inclusion identifies funders we transact with and does not imply endorsement of Siare.